Privacy Policy

1. Introduction

Welcome to LifeByNumbers ("we," "our," or "us"). We are committed to protecting your privacy and ensuring transparency about how we handle information when you use our online calculator services at lifebynumbers.net (the "Site").

This Privacy Policy explains what information we collect, how we use it, and your rights regarding your information.

2. Information We Collect

2.1 Calculator Input Data

We do not store any calculator input data you enter. All calculations (such as mortgage amounts, BMI measurements, salary figures, etc.) are performed in real-time in your browser or on our servers temporarily and are immediately discarded after the result is displayed. We do not save, log, or retain any personal financial, health, or other sensitive data you enter into our calculators.

2.2 Automatically Collected Information

When you visit our Site, we automatically collect certain information through third-party services:

• Usage Data: Pages visited, calculators used, time spent on site, referral sources
• Device Information: Browser type, operating system, device type (mobile/desktop)
• Location Data: Approximate geographic location (country and city level only, derived from IP address)
• IP Address: Your internet protocol address (anonymized in analytics)

2.3 Cookies and Tracking Technologies

We use cookies and similar tracking technologies for:

• Analytics: Google Analytics to understand site usage and improve our services
• Advertising: Google AdSense to display relevant advertisements
• Preferences: Remembering your calculator settings and preferences

3. How We Use Your Information

We use the collected information to:

• Provide and maintain our calculator services
• Understand how visitors use our Site and which calculators are most popular
• Improve our Site functionality and user experience
• Display relevant advertisements through Google AdSense
• Detect and prevent technical issues or abuse
• Comply with legal obligations

4. Third-Party Services

We use the following third-party services that may collect information:

5. Data Retention

Calculator Input Data: Not stored (discarded immediately after calculation)

Analytics Data: Retained by Google Analytics for 26 months, then automatically deleted

Cookies: Retained until expiration (typically 1-2 years) or until you clear your browser cookies

6. Your Rights and Choices

Cookie Management

You can control cookies through your browser settings. Note that disabling cookies may affect Site functionality.

Opt-Out of Analytics

Install the Google Analytics Opt-out Browser Add-on

Opt-Out of Personalized Ads

Manage your ad preferences at Google Ad Settings

GDPR Rights (EU Visitors)

If you are located in the European Union, you have the right to:

• Access your personal data
• Request correction or deletion of your data
• Object to processing of your data
• Request data portability
• Withdraw consent at any time

CCPA Rights (California Residents)

If you are a California resident, you have the right to:

• Know what personal information is collected
• Request deletion of your personal information
• Opt-out of the sale of personal information (we do not sell personal information)
• Non-discrimination for exercising your rights

7. Data Security

We implement reasonable security measures to protect information transmitted through our Site. All communications between your browser and our servers are encrypted using SSL/TLS. However, no method of transmission over the internet is 100% secure.

8. Children's Privacy

Our Site is not intended for children under 13 years of age. We do not knowingly collect personal information from children under 13. If you believe we have collected information from a child under 13, please contact us immediately.

9. International Data Transfers

Our Site is hosted in the United States. If you access our Site from outside the United States, your information may be transferred to, stored, and processed in the United States. By using our Site, you consent to such transfer.

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by updating the "Effective Date" at the top of this policy. Your continued use of the Site after changes constitutes acceptance of the updated policy.

11. Contact Us

If you have questions about this Privacy Policy or wish to exercise your rights, please contact us: