💵USA Salary Calculator
Calculate your US take-home pay with federal tax, state tax, FICA, and 401(k) deductions. Updated for 2025 tax year
Your Salary Information
Traditional pre-tax 401(k) contribution. 2025 limit: $23,500 ($31,000 if 50+)
Monthly health insurance premium (pre-tax deduction)
Understanding US Taxes
💰 Federal Tax Brackets 2025
Progressive tax system: 10%, 12%, 22%, 24%, 32%, 35%, and 37%. Rates apply to taxable income after deductions.
🏛️ State Income Tax
Nine states have no income tax: AK, FL, NV, NH, SD, TN, TX, WA, WY. Other states have rates ranging from 2.5% to 13.3%.
📊 FICA Taxes
Social Security: 6.2% up to $176,100 wage base. Medicare: 1.45% on all income, plus 0.9% Additional Medicare Tax on income over $200,000 (single) or $250,000 (married).
🏦 401(k) Benefits
Pre-tax contributions reduce taxable income. 2025 limit: $23,500 ($31,000 if age 50+). Many employers offer matching contributions.