Free Online Calculators for Every Need

From financial planning to health tracking, get instant results with our privacy-focused calculators. No signup required, no data stored.

All Calculators

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UK Salary Calculator

Calculate your take-home pay with UK tax, National Insurance, pension, and student loans

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Mortgage Calculator

Calculate monthly payments, total costs, and amortization schedules

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Savings Goal Calculator

Calculate time to reach savings goals with compound interest

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Debt Payoff Calculator

Compare debt payoff strategies: avalanche vs snowball methods

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Pension Calculator

Estimate your retirement pot and monthly income

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Investment Returns Calculator

Calculate the potential returns on your investments with compound interest

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Disposable Income Calculator

Calculate your money left after essential expenses for discretionary spending and savings

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FIRE Calculator

Calculate your path to Financial Independence and Retire Early with savings projections

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Inflation Calculator

Calculate the equivalent value of money over time using historical inflation data

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Rent vs Buy Calculator

Compare the costs of renting versus buying a home with detailed financial analysis

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Life Insurance Calculator

Calculate how much life insurance coverage you need to protect your family

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Rental Property Calculator

Analyze cash flow, Cap Rate, and ROI for rental property investments

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Crypto Profit Calculator

Calculate what your Bitcoin, Ethereum, or other crypto investment would be worth today

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Capital Gains Tax Calculator

Calculate capital gains tax on stocks, crypto, and property sales with long-term vs short-term rates

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Global Rich List

See where your income ranks globally and in your country with percentile rankings

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Pet Insurance Calculator

Compare pet insurance costs vs. self-insuring with expected vet bills analysis

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Home Insurance Replacement Cost Estimator

Calculate your home's replacement cost for insurance with regional construction costs and quality tiers

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Time to FI Calculator

Monte Carlo simulation to estimate years to Financial Independence with probability distribution

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Monte Carlo Retirement Calculator

Simulate retirement outcomes with market volatility to find your probability of success

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Life Expectancy Calculator

Calculate your life expectancy based on age, lifestyle, and health factors with mortality probabilities

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Tip Calculator

Calculate tips and split bills with service quality adjustments

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Bill Split Calculator

Split bills evenly or by itemized costs with tip distribution

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Take Home Pay Calculator

Calculate your net income after federal taxes, state taxes, FICA, and pre-tax deductions

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BMI Calculator

Calculate Body Mass Index with health categories and recommendations

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Pregnancy Calculator

Due date calculator with week-by-week development tracking and milestones

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Calories Burned Calculator

Calculate calories burned during exercise and daily activities with 50+ activities

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Fertility Calculator

Track ovulation, predict fertile windows, and optimize conception timing

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Menstrual Cycle Tracker

Track periods, predict cycles, and understand your menstrual health

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Age Calculator

Calculate exact age with life statistics, zodiac signs, and milestones

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Date Calculator

4 calculation modes: difference, add/subtract, business days, day info

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Unit Conversion Calculator

Convert length, weight, volume, temperature, area, and speed units

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Sunrise/Sunset Calculator

Calculate sunrise, sunset, and twilight times for any location and date

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Birthday Countdown Calculator

Calculate time until your birthday with age milestones and zodiac information

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Astrology Calculator

Discover your zodiac sign, birth chart elements, and astrological profile

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Percentage Calculator

4 types of percentage calculations with step-by-step results

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Journey Cost Calculator

Estimate the total cost of your journey, including fuel, tolls, and other travel expenses

Why Choose LifeByNumbers?

100% Privacy Focused

No accounts, no tracking, no data storage. All calculations happen in your browser.

Lightning Fast

Instant results with no loading times. Optimized for speed on all devices.

Accurate & Reliable

Professional-grade calculations with up-to-date tax rates and formulas.